After 17 years, more than $1 billion deployed, and three securitization transactions, a Puerto Rico-based equipment lender has steadily become a partner for thousands of businesses.
In an economic environment where access to capital remains one of the primary drivers of business growth, financial institutions that succeed in closing that gap take on a strategic role. Commercial Equipment Finance, Inc., known as CEFI, has established itself as a key player in the business lending space, reaching a milestone that few regional lenders can claim: more than $1 billion in commercial equipment financing since its founding in 2009.
The Puerto Rico-based company has supported more than 3,000 businesses in sectors ranging from construction, transportation, agriculture, manufacturing, healthcare, and technology. But the impact goes beyond volume. By enabling these industries to invest, modernize, and remain competitive, CEFI has effectively functioned as an engine of industrial and economic renewal.
“CEFI’s impact goes beyond volume — it facilitates investment, modernization, and sustained competitiveness across critical industries.”
What sets CEFI apart is its consistent ability to tap into institutional capital markets — a level of financial sophistication rarely associated with lenders of its regional profile. The company has completed three securitization transactions: $90.9 million in 2021, $110 million in 2024, and $122.36 million in 2025. Each deal reflects not only the soundness of its business model, but the growing confidence of institutional investors in a Puerto Rico-based platform.
With a solid team and an expanding presence in the United States, CEFI has maintained steady growth built on two pillars: disciplined credit underwriting and genuine proximity to its clients. In a challenging environment for businesses, its role has evolved well beyond financing, operating as a strategic partner for economic development.
